Product Liability (Aftermarket Winch)
An aftermarket agricultural device caused a fire, destroying the insured’s barn and contents. This case presented a unique challenge in that two insurance companies paid claims (one for the structure, one for the contents). Additionally, the insured sustained a substantial uninsured loss. The two insurance companies and the insured entered into a joint prosecution agreement, in which they agreed to retain Ron Harmeyer Law Office LLC. At the recommendation of Attorney Harmeyer, the clients retained an electrical engineer who, after finding the proverbial needle in the haystack (in this case, a metal contact about one inch square buried in the debris), the cause of the fire was confirmed, and the clients recovered $167,500.